We review your credit, goals, finances, and current situation so we understand the starting point.
We identify the mortgage path that may fit and address credit, income, debt, savings, documentation, or timing issues that could affect the journey.
When you are ready, we verify the required information and determine whether a pre-approval can be issued under applicable loan guidelines.
You shop with a clearer understanding of your financing and budget. We can coordinate with your real estate professional throughout the process.
Once you find the right property, your real estate professional structures the offer and Mortgage360 helps address financing-related questions.
After an accepted offer, the transaction moves into the formal mortgage process and key deadlines begin.
Documents are collected and reviewed, disclosures are completed, and items such as appraisal, title, insurance, and required verifications are coordinated.
An underwriter reviews the complete loan file against applicable program guidelines and may request additional documentation or clarification.
Once required conditions are satisfied and final approval is issued, the loan moves toward closing and final figures and documents are prepared.
You sign the final documents, complete the closing requirements, and receive the keys to begin your next chapter.
